Commercial Lines Value Proposition
CNI’S COMMERCIAL VALUE PROPOSITION
CNI has been providing commercial insurance solutions to clients in the Mid-Atlantic region since 1982. Our approach to both existing and prospective clients starts with a thorough consultative review of each client’s unique insurance exposures; collaborating with the client or client’s management team, identifying the activities that drive claim frequency and severity and insurance costs, by analyzing all prior claim/loss activity, as well as understanding our clients’ future plans and vision to offer strategic and cost effective solutions. This process results in tailored insurance programs developed to meet our client’s specific insurance, loss control, risk management and compliance needs. CNI will develop a customized strategic plan for you that defines these objectives and outlines the actions needed to fulfill these objectives. Our services ensure an organized, comprehensive approach to fulfilling your insurance needs.
As our way to distinguish ourselves from other commercial insurance providers CNI assists our clients in developing and implementing mutually agreed upon risk management, loss control, safety, and compliance objectives. Included in our specialized value added services is an extensive library of over 3,000 employee training, cost containment, OSHA compliance and loss control tools covering a wide variety of industries. We provide a broad range of communications including customized ready to use employee safety programs, OSHA compliance, claims reporting, employee communications, and more. We also provide analytical management tools, i.e. WC Mod evaluations – to help clients identify cost driving factors, as well as providing a view of the financial consequences and/or rewards associated with the commitment to a formalized employee safety program.
CNI works closely with our client’s insurance carrier to coordinate all available “Value Added” (no cost) services. This approach minimizes cost, maximizes available resources, and in the end provides the client the best opportunity to successfully manage its risk and reduce insurance costs.
We have developed a proven track record in selected industries due to our commitment to service, attention to detail and professionalism. Due to this success CNI has established strategic relationships with highly rated insurance companies which allows us to shop our client’s insurance needs from a broad choice of quality products at extremely competitive pricing. CNI provides access to many of the top national and regional insurance companies as well as shares information and resources with a national network of brokers to ensure we can meet your every need.
Our claims management professionals aggressively manage and monitor all claims. CNI can assist clients in establishing and reinforcing claims reporting procedures to ensure timely reporting of claims, return to work programs, formal safety and training programs, etc. Due to our experience and expertise we provide valuable counsel and unparalleled advocacy for our clients throughout the claims process.
As a full service agency we have found the best way to enhance our ability to better serve our client’s insurance needs is to provide leading edge technology access to our clients. This includes online access through a client portal for 24/7 reporting services. The reporting of claims, adding or deleting drivers and vehicles, or requesting/obtaining a certificate of insurance is as easy as sending an email. CNI pledges to return phone calls, emails, and respond to your service needs in a timely, friendly and professional manner.
At CNI, we pride ourselves on the level of knowledge and expertise we bring to our clients. Each employee at CNI has a professional designation or is actively in the process of attaining one. CNI is committed to maintaining our rigorous educational requirements including annual continuing education updates for all employees. Professional designations are the benchmark for insurance education and the people who handle your insurance have been recognized by the insurance industry as having reached a superior level of education within the industry.
At CNI, our dedicated professionals are working hard for our clients, making sure their insurance needs are carefully addressed. We believe in CNI’s Value Proposition as our primary means to attain our objective of building lasting relationships. Should we have the privilege of managing your insurance programs, you can expect our experienced and knowledgeable professionals to provide prompt, professional, and friendly service.
If you’re interested in working with a Trusted Choice Advisor that provides more, not less than promised, then CNI is the solution for you. To learn more about our commercial insurance products contact us today! You can reach us toll-free at 800-562-3073, or simply fill out the form on this page and one of our insurance professionals will promptly be in touch with you.